CD Age & Maturity Calculator
Find out when your Certificate of Deposit (CD) matures and how much time is left. This helps you plan for reinvestment or access to your funds.
Enter your CD details below and click “Calculate Maturity”
Understanding Your CD’s Timeline
A Certificate of Deposit, or CD, is a savings product that holds a fixed amount of money for a fixed period, such as six months, one year, or five years. In return, the issuing bank pays interest. When the CD reaches the end of its term, it “matures.”
This calculator helps you:
- Determine the exact maturity date of your CD.
- See how many days are left until your CD matures, or how long ago it matured.
- Plan ahead for what you’ll do with the funds – whether that’s withdrawing, reinvesting in another CD, or moving the money elsewhere.
Knowing your CD’s maturity date is important because there’s often a short window (grace period) after maturity to act before the bank automatically renews it, potentially at a different interest rate or term.